Older disability policies often provide stronger benefits than modern policies. That makes them expensive for insurers to honor. As a result, some companies are taking a harder line on claims, leading to delays, denials, and early terminations. Key Takeaways

  • Older disability insurance policies often include stronger benefits, which makes them more likely to be challenged by insurers today.
  • Insurance companies may use stricter interpretations, excessive documentation requests, or surveillance to deny or limit claims.
  • “Own occupation” coverage is a key protection in many older policies, and insurers must follow that definition.
  • Common red flags include vague denial reasons, repeated requests

…
Continue Reading Policyholders With Older Disability Insurance May Be Facing Unfair Claim Denials

You own a business with a partner. Your partner, however, has another partner: their husband or wife. If that husband-and-wife partnership results in divorce, you can expect to be sucked into the divorce process…but you have a very powerful defense mechanism that can keep you and your business safe. This article explains how to get out of an Illinois divorce if you are included as a third party. Can A Business Partner Be Made A Third Party In An Illinois Divorce? Family law courts in Illinois can include almost anyone. “The court may join additional parties necessary and proper for…
Continue Reading Business Partners Who Are Included As Third Parties In An Illinois Divorce

Home > Blog > Spinal Cord Compression After a Car Accident: A Symptom Timeline You Need to Understand Spinal Cord Compression After a Car Accident: A Symptom Timeline You Need to Understand You walked away from the car accident. Your back hurts, but you can move. The ER took X-rays, …
The post Spinal Cord Compression After a Car Accident: A Symptom Timeline You Need to Understand appeared first on Parker & Parker Attorneys at Law.
Continue Reading Spinal Cord Compression After a Car Accident: A Symptom Timeline You Need to Understand

Home > Blog > Nerve Damage After a Car Accident: The Injury That Doesn’t Show Up on X-Rays Nerve Damage After a Car Accident: The Injury That Doesn’t Show Up on X-Rays Your arm has been tingling for three weeks. Sometimes it goes completely numb. You drop things — your …
The post Nerve Damage After a Car Accident: The Injury That Doesn’t Show Up on X-Rays appeared first on Parker & Parker Attorneys at Law.
Continue Reading Nerve Damage After a Car Accident: The Injury That Doesn’t Show Up on X-Rays

Home > Blog > Personality Changes After a Head Injury: What Families Need to Know Personality Changes After a Head Injury: What Families Need to Know Your husband came home from the hospital after the car accident. Physically, he’s healing. But something is different. He snaps at the kids over …
The post Personality Changes After a Head Injury: What Families Need to Know appeared first on Parker & Parker Attorneys at Law.
Continue Reading Personality Changes After a Head Injury: What Families Need to Know

Home > Blog > Second Impact Syndrome: Why a Second Head Injury Can Be Life-Threatening Second Impact Syndrome: Why a Second Head Injury Can Be Life-Threatening You got your bell rung in a car wreck. The ER said “mild concussion,” handed you a discharge sheet, and sent you home. A …
The post Second Impact Syndrome: Why a Second Head Injury Can Be Life-Threatening appeared first on Parker & Parker Attorneys at Law.
Continue Reading Second Impact Syndrome: Why a Second Head Injury Can Be Life-Threatening

Home > Blog > Progressive Accident Claims in Illinois: What You Need to Know Filing a Claim With Progressive After an Illinois Car Accident If you were involved in an accident with a Progressive-insured driver — or carry Progressive yourself — the claims phone number is 1-800-776-4737. You can also …
The post Progressive Accident Claims in Illinois: What You Need to Know appeared first on Parker & Parker Attorneys at Law.
Continue Reading Progressive Accident Claims in Illinois: What You Need to Know

The main difference between a revocable trust and an irrevocable trust comes down to control. Each type serves a different purpose, and choosing the right one depends on your goals, your assets, and your situation. If you are thinking about setting up a trust in 2026, the Wheaton, IL estate planning lawyer at The McCormick Law Firm, LLC can help you figure out which option makes the most sense for you.
In Illinois, trusts are governed by the Illinois Trust Code, 760 ILCS 3, which sets the rules for how these trusts must be created, administered, and interpreted. Understanding…
Continue Reading What’s the Difference Between Revocable and Irrevocable Trusts?

Police reports, breath test results, and field sobriety tests are common forms of evidence used in a DUI case. They all have real weaknesses that a skilled defense attorney can challenge. The state has to prove every element of the charge beyond a reasonable doubt, and if the evidence does not hold up under scrutiny, the case against you can fall apart.
Knowing what evidence is available in your case and how to use it is the foundation of a strong defense. If you are facing a DUI charge in 2026, our Kane County, IL DUI defense lawyer can explain…
Continue Reading What Evidence Do You Need To Fight an Illinois DUI Charge?

Illinois lawmakers are moving to regulate, and heavily tax, prediction markets. Prediction markets are a fast-growing corner of online wagering that has largely operated outside traditional gaming frameworks.

Senate Bill 4168, introduced by State Sen. Michael Hastings on March 5, 2026, would create a new Prediction Markets Regulation and Taxation Act, requiring any platform offering prediction contracts to Illinois users to obtain a license from the Illinois Gaming Board and pay a $1 million upfront fee and $1 million annual renewal.

The bill is currently pending in Assignments and State Sen. Cristina Castro has been added as a…
Continue Reading Illinois Bill Targets Prediction Markets With 50% Tax and $1M License Fee (SB 4168)

Nexgrill Industries, Inc. of Chino, California has issued a voluntary recall of about 10.2 million wire grill brushes. The wire bristles can detach from the grill brushes and stick to food or the grill, posing an ingestion hazard. People who swallow the grill brush bristles may face serious internal injuries that require surgery. Key Takeaways

  • Nexgrill is recalling several of their wire grill brushes due to the wire bristles detaching from the brushes, which can lead to accidental ingestion if the bristles stick to food.
  • Ingesting wire grill brush bristles can cause lacerations, punctures, severe pain, and infection, often requiring

…
Continue Reading Nexgrill Wire Grill Brushes Recalled Due to Ingestion Hazard

The enactment of Section 25F of the Internal Revenue Code—part of the One Big Beautiful Bill Act (P.L. 119-21)—is one of the most significant developments in education-related tax policy in a generation. Building on decades of state-level tax credit scholarship programs, Congress has established a federal framework that channels private philanthropic capital into K-12 scholarships through a new qualifying vehicle: the Scholarship Granting Organization (“SGO”). For schools, charities, and foundations invested in educational access, the moment calls for informed strategic planning.What Section 25F CreatesSection 25F establishes a federal income tax credit of up to $1,700 per taxpayer per…
Continue Reading A New Federal Framework for Education Philanthropy: What Tax-Exempt Organizations Need to Know About Section 25F

In this episode, Ancel Glink’s Tyler Smith, Eugene Bolotnikov, and Katie Nagy take the stage at
the 2026 IAPD/IPRA Soaring to New
Heights Conference. The team discusses the legal
complexities of managing potentially controversial activities in public spaces,
ranging from the rapid rise of e-bikes and e-scooters to the evolving landscape
of public camping regulations and the “noise” issues surrounding
pickleball courts. This episode features live audio from their conference
session, providing practical strategies for park districts and municipalities
to regulate these activities while balancing individual rights and public safety.What controversial activities are impacting your parks? Email…
Continue Reading 104: Not in my Park! Regulating Controversial Park Activities

The Ninth Circuit has warned employers that introducing a mandatory arbitration agreement during active class litigation, particularly when done through poor or misleading communication, can invalidate the agreement entirely. In Avery v. TEKsystems, decided January 28, 2026, the court affirmed a district court order refusing to enforce an arbitration policy introduced late in the lawsuit. The court found that the communications used to roll it out were misleading, one-sided, and fundamentally subverted the class action process.
Continue Reading Employers Beware: Courts Are Scrutinizing Mid-Lawsuit Arbitration
Agreements

Divorce law in Illinois is largely written for couples with two working adults who may have children. While Illinois divorce law does not explicitly address retirement and divorce, many relevant principles can be derived from the statutes and case law. Experienced Illinois divorce lawyer Russell D. Knight can help apply those principles so that your retirement is minimally affected by your divorce, and your divorce is minimally affected by your retirement. The financial aspects of a Chicago, Illinois divorce are determined by two factors: 1) the assets of the parties and 2) the incomes of the parties. When one of the…
Continue Reading How Will My Retirement Or My Spouse’s Retirement Affect My Chicago, Illinois Divorce?