Driving without insurance in Illinois is a petty offense under 625 ILCS 5/3-707 (operation of uninsured motor vehicle). This law requires every Illinois driver to have the minimum vehicle liability insurance coverage needed to cover another driver’s license if you cause an accident.

Driving without insurance might not seem that serious, but the consequences can be. Fortunately, they’re usually manageable if you understand the process and act quickly.

We break down what driving without insurance actually means in Illinois, what penalties you can expect, and the steps you should take to protect your record in the long term.

What Happens …
Continue Reading What Happens If You’re Caught Driving Without Insurance in Illinois?