Accidents involving three or more vehicles can be far more dangerous and complex than standard crashes. Determining liability isn’t always straightforward, especially when multiple drivers and conflicting witness statements are involved.

Under Illinois law, fault is not always assigned to a single driver. Instead, liability is determined under comparative negligence law, which means more than one driver can share responsibility for causing the multi-vehicle crash.

If you’ve been involved in a multiple-vehicle collision, this guide explains exactly how fault is determined, what affects liability, and how an accident injury lawyer can advise you.

Quick Facts: A Multi-Vehicle Crash

  • A multi-vehicle crash involves three or more cars. 
  • Who’s to blame comes down to the comparative negligence law.
  • You can get compensation even if you were deemed to be 40% to blame.
  • A multiple-vehicle collision can cause both physical and psychological injuries. 
  • You’ll need an experienced accident lawyer on your side to help you build a strong defense.

What Is a Multi-Vehicle Crash?

A multi-vehicle crash involves three or more cars. Also known as a pile-up, a multiple-vehicle collision typically occurs on highways, under poor visibility, or at high speeds. 

It can be caused by a chain reaction, when one car hits another and pushes it into a third, maybe fourth vehicle. Due to multiple vehicles colliding together, these types of collisions can cause far more serious injuries, like broken bones, a concussion, and internal bleeding.

What Is Most Likely to Cause a Multi-Vehicle Collision?

A multi-vehicle crash can have several causes; sometimes mistakes or other people’s slower reaction times can lead to some nasty accidents.

The most common causes of large crashes include:

Aggravated Speeding: 

When a driver is going over 26 mph over the speed limit, this is known as aggravated speeding. It’s an aggressive type of speeding that can cause serious accidents and injury to others. Drivers going too fast could hit a curb and collide with another car, or a strong gust of wind could trigger a chain of events.

DUI:

Driving under the influence (DUI) occurs when a driver is operating a vehicle while impaired by drugs and/or alcohol. Being intoxicated can significantly reduce reaction time, judgment, and concentration, increasing the risk of a serious multi-vehicle crash.

Weather:

Illinois is known for its variable climate with cold winters and hot summers. Conditions such as black ice can cause vehicles to lose control and trigger chain-reaction collisions, while strong winds and heavy storms can also contribute to dangerous driving conditions.

Understanding Who’s At Fault

Under Illinois law, every driver has a legal obligation to operate their vehicle safely. Failing to do so would be considered comparative negligence. In other words, you were deemed to have broken the law, such as running a red light or failing to follow the rules of the road.

Illinois law follows a modified comparative negligence law, meaning: 

  • If you were found to be less than 50% at fault, you may still get damages.
  • But if you were found to be 51% or more to blame, you won’t receive any damages. 

Comparative Negligence in Multi-vehicle Crash Example:

If your damages total $100,000 and you are found to be 20% at fault, your compensation would be reduced by 20%, meaning you would receive $80,000.

How Is Blame Determined? 

In a multi-vehicle crash, there will be plenty of finger-pointing from lawyers, drivers, witnesses, and insurance companies.

Proving who is at fault comes down largely to evidence: 

  • Police Reports: An officer’s initial assessment of the scene is typically the starting point.
  • Personal Evidence: It’s always essential to gather your own evidence. If possible, take pictures of the accident, including tire marks, injuries, dashcam footage, and a written interpretation of the crash. 
  • Digital Evidence: This includes dashcam and video footage.
  • Witness Statements: Neutral third parties who witnessed the crash from a bridge or a sidewalk can provide unbiased accounts.

The Consequences Of a Multi-Vehicle Crash

Being involved in a multi-vehicle collision is incredibly scary, especially when secondary impacts are possible. You’re often hit more than just once.

This type of car accident often causes serious injuries that have long-term physical, emotional, and financial impact, and in some cases can be fatal. 

The most common injuries seen in a multi-vehicle crash are:

Brain and Head

  • Minor traumatic brain injury (TVI)
  • Skull fracture
  • A brain bleed.

Neck and Spinal Cord Injuries

  • Whiplash
  • Soft tissue damage (sprains)
  • Herniated and slipped discs
  • Paralysis (partial or full).

Broken Bones

  • Arm, leg, and rib fractures
  • Pelvic fracture
  • Broken facial bone (and other facial injuries).

Psychological Injuries

  • Post-traumatic stress disorder (PTSD)
  • Anxiety and depression
  • Driving anxiety
  • Sleep disorders. 

The psychological effects of a multi-vehicle crash on drivers and passengers can be just as serious as physical injuries. Many people experience long-term trauma, which may prevent them from returning to the road.

Consult an Accident Lawyer

If you were involved in a multi-vehicle collision, it’s essential to consult an accident lawyer.

At Driver Defense Team, we have over 114 years of combined experience supporting drivers and passengers involved in multiple-vehicle collisions. If you’ve been injured physically, psychologically, or both, you could be due compensation.

If you’re unsure whether you have a case, contact our team today for a free case evaluation. We’ll go through the crash itself, evidence, and injuries. Based on this, we’ll put together different defense strategies to legally help you.

The sooner you get legal help, the better your chances.

Get a free case evaluation

FAQs: Understanding Multi-Vehicle Crashes

Q. How many cars are involved in a multi-vehicle crash?

Three or more cars involved in a car crash count as a multiple-vehicle collision.

Q. What can cause a multi-vehicle crash? 

A range of events including: 

  • Poor weather
  • DUIs
  • Running a red light
  • Speeding
  • A medical emergency
  • Poor road conditions
  • Following too closely. 

Q. In a three-car collision, who is at fault?

Fault depends on each driver’s actions. Under Illinois comparative negligence law, multiple drivers can share responsibility based on their level of fault.

Q. What is comparative negligence in a multi-vehicle crash?

Comparative negligence means fault is divided between drivers. You can still recover damages if you are less than 50% responsible.

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