REFORMATION: FIXING A MISTAKE ON A MORTGAGE Most adults at some point have received a loan from a bank and given that bank a mortgage in return. The mortgage acts as security to ensure you will pay back the loan. Read More….
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What Happens When a Relative Dies Without a Will?
When a relative dies without a will, your family may not know what to do. Problems you may encounter include how to deal with funeral expenses, how to cover immediate bills, and what to do about the estate. No Will? Read More….
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SUBROGATION: ITS APPLICATION BY ILLINOIS COURTS.
SUBROGATION: ITS APPLICATION BY ILLINOIS COURTS. In Illinois, the general rule is that lien priority is awarded to whoever records a lien against property first. This concept is often referred to as “first in time, first in right.” UnionBank v. Read More….
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Real Estate Transactions and Powers of Attorney
Real Estate Transactions and Powers of Attorney (what if I cannot make the closing) Selling your home can be stressful. Between home repairs, costs, and the frustration of moving, it is enough to be a full-time job. This is usually Read More….
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Types of Deeds for My Property
Types of Deeds for My Property When you are getting ready to buy or sell your real estate, you may hear discussions about the deed to the property. You may have some questions regarding the deed and its purpose. Many Read More….
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How to Get Started Making an Estate Plan
Getting Started If you would like to get started making an estate plan, you may not know which steps to take first. You will be on good footing if you assess which assets you own, think about your goals, and Read More….
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Independent Contractor vs Employee
Why it Matters and What You Can do to Classify Your Workers As an owner of a business, it’s vitally important for you to accurately determine when a worker who contributes services to you is an independent contractor or an Read More….
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What is Title Insurance and do I need it?
What is Title Insurance and do I need it? What is Title Insurance? Title insurance protects home buyers and mortgage lenders against defects in title. Title is a document which shows legal ownership of a property. Title will show past Read More….
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SUBROGATION: WHY THE FIRST TO RECORD A LIEN ISN’T ALWAYS THE ONE WITH THE BEST LIEN POSITION.
SUBROGATION: WHY THE FIRST TO RECORD A LIEN ISN’T ALWAYS THE ONE WITH THE BEST LIEN POSITION. In Illinois, the general rule is that lien priority is awarded to whoever records a lien against property first. In other words, a Read More….
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EASEMENTS: HOW ONE CAN GIVE SOMEONE ELSE A RIGHT TO USE YOUR PROPERTY.
EASEMENTS: HOW ONE CAN GIVE SOMEONE ELSE A RIGHT TO USE YOUR PROPERTY. If you own property, there is a good chance that it is subject to an Easement. Easements can be relatively new, created within the last few years, Read More….
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Issues at Closing
When Are You Done With The Transaction. In a real estate transaction on day the property is transfer is referred to as the closing. This is a date where everyone signs the documents and the house is officially transferred over. Read More….
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Adverse Possession: Can You Get Property For Nothing?
ADVERSE POSSESSION: CAN YOU GET PROPERTY FOR NOTHING? In Illinois, it is possible to develop a claim to property that was never originally yours or never officially conveyed to you. This is the doctrine of Adverse Possession, sometimes commonly referred Read More….
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What are Tax Credits?
What are Tax Credits in a real estate transaction? If you are thinking of buying or selling your home, you may be thinking about the taxes. Property taxes in Illinois are a big part of figuring your monthly costs. When Read More….
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Home Disclosures When Selling a Home
What are Disclosures? When you are selling real estate property in Illinois, it is law that you make certain disclosures about the property before you even sign the contract to sell the property. All the disclosures need to be in Read More….
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Home Inspection Issues and Negotiations
Home Inspection Issues and Negotiations Buying and Selling a home can be a time-consuming process from beginning to end. If you are buying a home, it can be very time consuming to schedule homes to view, going out to seeing Read More….
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How to Take Title On Your Deed
How to Take Title On Your Deed If you are buying real estate property you will be given a deed to your property. If you are buying with another person you may be wondering how you should take title. An Read More….
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