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Automobile insurance, health insurance, homeowner’s insurance, renter’s insurance.  Med pay/PIP, comprehensive, collision, umbrella, and a few dozen other types.

How many of you really understand what each type of insurance covers and how it works?  To me, there is no more important subject about which everyone should be literate than insurance.  Yet few people have much understanding of what they purchase, what it covers, and why it matters. 

Let’s take a quick refresher course.

Automobile/Medical Payments/Uninsured Motorist/Underinsured Motorist

 This topic alone could be a several hundred page book, so I will keep this basic. 

  • Automobile insurance covers damage to your


Continue Reading Insurance—What is it Good For?