Identity theft and data breaches have become everyday risks. Even if you’re careful, your personal information may already be circulating online. One of the simplest and most effective ways to protect yourself is by placing a credit freeze on your credit reports. A credit freeze is free, easy to set up, and one of the strongest tools consumers have to prevent fraudulent accounts. What a Credit Freeze Does A credit freeze—also called a security freeze—blocks new creditors from accessing your credit report. Since lenders almost always check your credit before opening an account, a freeze stops identity thieves from opening…

Continue Reading Protect Your Credit With a Credit Freeze