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Walking across the street in Chicago should not be an adventure, but, nevertheless, it often turns out to be just that.
As I’ve written about previously, the main reason it’s so dangerous to cross the street is that drivers are not paying attention to the road or those on it.  Most typically, the danger comes from vehicles that are turning.  As I have addressed numerous times, it is often vehicles turning left who fail to look through their turn who inflict the most harm.
Chef versus Truck—Truck Wins
My client L is a rising 31-year-old chef.  As is typical of
Continue Reading Pedestrian Fare

Regular readers know that one of my pet peeves is people who are unwilling to or disinterested in worrying about other fellow humans.  After all, isn’t that the entire purpose of a civilized society?
Apparently, drivers don’t seem to have received that memo, as I personally witness, and represent clients who are on the receiving end of, a complete lack of concern for laws, rules, and other people.
This is not just a “pet peeve” or really annoying, although it is both of those in spades.  What this really represents is danger and mayhem.  Peoples’ lives are at stake.
Why
Continue Reading It’s All About Me

Protected bike lanes are all the rage.  Cyclists push for them, cities build them, and they are quickly becoming a way of life in many major cities across the country, just as they have been in Europe for decades.
What are they?
How do they work?
Most importantly, do they make it safer for bicyclists?
What Are Protected Bike Lanes?
In essence, a protected bike lane is a bike lane that is separated from vehicular traffic.  This separation can be accomplished in a number of ways, but the most common is where the bike lane is next to the curb,
Continue Reading For Your Protection

One thing being a regular bicycle rider demonstrates to me is that probably nine out of ten drivers either are unaware, or don’t care, that they must look through their turn prior to beginning it.  I observe drivers daily who start to make a turn (usually left, but also some right turns too) without considering the presence of pedestrians, cyclists, children, scooters, or dogs in their path in the crosswalk into which they are turning.
Most drivers are aware they must be certain the intersection is clear prior to making a turn.  Especially regarding left turns, most drivers know
Continue Reading Are You (Looking) Through Turning?

If you read my last blog about Uninsured Motorist claims, commonly abbreviated as UM, you are familiar with some of the lingo and acronyms utilized to describe this type of insurance claim. 
Now, I am going to make it even worse.
Underinsured Motorist (UIM) claims.  There is a “you,” an “I,” and an “M.”  Think about it as you, I, and me as a way to remember.  What it means, how it works, and why everyone should be familiar with this type of insurance will be addressed below.
The Other Person Had Insurance, so Why Do I Need Insurance?
Many
Continue Reading You, I, Me?

A constant theme in our lives is what we notice, what seems different or unusual.  About people, situations, the décor of a room.
But in the legal world, so many of our personal injury and negligence cases hinge upon notice—that is, what did the defendant know and when did they know it?  Myriad examples abound.  Was the manager of the restaurant aware that the floor was super slippery by the door when the customer wiped out?  Did the city know its sidewalk had a two-inch defect when the plaintiff tripped?
Recently, a great example of notice has arisen involving the
Continue Reading Notice Anything?

Why should Public Act 102-0006, the new law signed by Illinois Governor J.B. Pritzker on May 28, 2021 matter to you? The law becomes effective July 1, 2021. The short answer to why it should matter to you is that on certain personal injury claims, 6% prejudgment interest will accrue.
What Does Prejudgment Interest Apply to and How Does it Work?
Prejudgment interest applies to specific types of injury claims, namely those cases based upon negligence, willful and wanton misconduct, intentional misconduct, or strict liability.
That means that prejudgment interest accrues if the judgment on the case (the verdict in
Continue Reading Does This Interest You?

Life is risky and uncertain.  We know that inherently, but we always assume that major accidents happen to other people and that our regular commute to work will not end in catastrophic injuries.  We believe this because if we truly weighed the risk of every car ride, crossing of a busy street, or bike ride in traffic, we might never venture out. 
However, the possibility that something terrible can happen to you, while ever-present, is not in our collective consciousness.
What Would You Do For Money?
Many of us speculate over drinks with friends what we would be willing to
Continue Reading A Fractured Life

Lawyers use jargon.  The entire industry contains many terms of art, abbreviations, and words that are unknown to the general public. And few areas of the law involve as much jargon as the law involving automobile insurance. Uninsured motorist insurance, or UM, in the parlance of those who deal with it all the time, is one of those terms.  What exactly is it, why do you need it, and how do you get it?
Um, What Is It?
Uninsured Motorist (UM) insurance coverage is an insurance product designed specifically for situations in which the person responsible for your injuries did
Continue Reading UM, What Does That Mean Again?

You were in a car crash, or you fell and hurt yourself. Seems like you might have a legal case against the party responsible for your injury. They might even pay you enough money to cover your medical bills and maybe your pain and suffering. Before long, a nice person from the insurance company calls you or comes to your home. But you don’t have a personal injury lawyer.
And before you know it, without even meaning to, you have given up all your rights.
How can that be fair or legal?  Read on to find out.
When Settlements Go
Continue Reading It’s All Settled!

Many people have heard of athletes or workers injuring their rotator cuff or labrum, but few laypeople truly understand the anatomy of the shoulder joint, the causes of injury, and the treatments. Here’s a primer that may come in handy should you become one of the 3 million people in the U.S. with a rotator cuff injury each year.
The Labrum SITS in the shoulder socket
The labrum is the soft cartilage that cups the ball-shaped joint that connects your upper arm (humerus) and the glenoid.  (You can learn more about the labrum in this blog post about SLAP tears
Continue Reading An Off-the-Cuff Discussion of Rotator Cuffs

Many injured workers pursuing a workers’ compensation case receive a letter telling them to attend an independent medical examination. 
Do they need to attend?
Who chooses and pays the doctor?
What impact does this exam have on their worker’s comp case?
While independent medical exams may be part of your workers’ compensation claim, there are several ways to navigate them with proper guidance from your attorney.
Nothing Independent About This Medical Exam
First of all, there’s nothing remotely independent about an insurance-required medical exam. If an insurer disagrees with your doctor’s evaluation or feels you are taking too long to
Continue Reading Independent Medical Exam

If you paid attention in Chemistry class (I tried, honestly), you probably remember measuring liquids in a test tube or beaker. Then, the teacher would say something about the bubble at the top of the liquid being the meniscus. I don’t know why they made it so hard. Essentially, a meniscus is just a curved surface.
More likely, you have heard the term connected to sports injuries, as in “did you hear LeBron’s son tore his meniscus?”
So, you ask, what the heck does science class in high school have to do with basketball? And personal injury law?
Read on
Continue Reading Meniscus Tears

If you have ever been injured in a car crash, you may have used your medical payments (“med pay”), also known as PIP coverage, to pay for your medical bills. But you probably didn’t really understand what this coverage was or how it worked.
Let’s dive into the world of med pay.
A Real PIP of a Coverage
Med pay coverage is commonly called PIP, which stands for Personal Injury Protection. Part of your auto insurance, it covers your medical bills incurred as a result of an accident.
There is typically a dollar amount limitation on how much will be
Continue Reading What Does Med Pay Anyway?

With apologies to Elvis Costello and Nick Lowe, just like there’s nothing funny about Peace, Love, and Understanding, there is nothing funny about falling on snow or ice.
Those of us who live in intemperate climates have certainly had the experience at least a few times, of falling or sliding on snow or ice. Often, we injure nothing but our dignity and perhaps our new clothes. However, unfortunately, some injuries can be severe, involving fractures or other serious damage.
When and who can you sue for this if it happens to you? And what can you do as a property
Continue Reading What’s So Funny About Slipping, Sliding, and Falling?

Most auto negligence claims involve insurance companies. Since most drivers carry insurance, after an auto accident, the insurance company takes over the driver’s seat in trying to resolve the claim.
However, if negotiations fail and a lawsuit must be filed for damages, in Illinois, we sue the other driver who was at fault – not the insurance company. Does the insurance company then disappear from the process? Absolutely not! They stay highly involved.
Why, then, do we not sue the insurance company?
Long Story Short: The Collateral Source Rule
There are plenty of situations whereby a person can sue an
Continue Reading Why Can’t I Sue the Insurance Company?