Introduction to Cyber Insurance Subrogation
Traditional subrogation principles allow a party (the subrogee) who pays the debt or loss of another (the subrogor) to assert the subrogor’s rights against third parties regarding a loss. An insurer who pays losses an insured incurs can generally use subrogation to pursue the insured’s rights against any third party responsible for the losses. The insurer stands in the insured’s shoes and has the same rights as the insured.
Notably, an insurer’s right to pursue subrogation against third parties can be contractually waived by an insured’s waiver of the right to pursue claims against those
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