Dealing with insurance companies after a bicycle accident is rarely straightforward, especially for injured cyclists in Chicago. While insurers may appear helpful at first, many are focused on saving money, not paying full compensation.
Whether you’re filing a claim with the at-fault driver’s insurance or your own insurance company, expect delays, lowball offers, and pressure to give a recorded statement before you understand the full extent of your injuries.
Even cyclists with clear liability and visible injuries may face pushback, particularly when insurance adjusters downplay medical expenses, question treatment, or attempt to shift blame using comparative negligence arguments. For those
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