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A person who may feel their safety is in danger may request the court to issue them an Order of Protection.
The legal order will prohibit a person from committing any domestic violence acts or contacting the people protected by the order. The order also serves several protective reliefs like removing licensed firearms from the home, adding other people to the order, and general use of the home.
Once the court issues the orders of protection, it will require the person to stop certain behaviors like contacting or abusing the person requesting the order. Most restraining orders are related
Continue Reading How to Fight an Order of Protection

 
Many people often wonder how to transfer car ownership after the death of a loved one. While the family may have certain plans or expectations of distributing the car, it is best to follow the right process to transfer the vehicle to another person.
There could be challenges and difficulties in handling the situation among family members. However, the family can follow various steps and may engage an estate planning attorney to make the process smooth. Read on to learn more about transferring a car title after the death of a loved one.
Transferring Ownership of a Vehicle When the
Continue Reading How to Transfer a Car Title upon a Person’s Death

Illinois is an “equitable division” state, which means that during a divorce, all marital property should be equitably divided between the parties. Some assets are easier to split, like shared savings accounts and vehicles. But for some, it gets even harder to negotiate who keeps what and who leaves it. This includes dividing a family home and dividing a business and all its assets.

It doesn’t matter who spent most of their time working to build the business; if it was started after marriage, it automatically becomes marital property. In circumstances where one spouse started the business before
Continue Reading Businesses in an Illinois Divorce and How They Are Divided During the Process

As you are perusing listings online, you may come across stipulations on certain houses that are considered “As-Is” property. For some, this is a big enough red flag to make them run away from the home listing as fast as possible. Others would see it as a necessary point in the real estate world.

The truth is that neither is 100% accurate, hence it is very important to understand what the term “as-is” means before you decide whether it’s worth considering buying the house or not. Read on to find out more!
What does the term “as-is” mean in real
Continue Reading “As-Is” In Real Estate Transactions

Division of property can be one of the most divisive moments during a divorce, because not always does everyone get exactly what they want. This is especially so when you live in a state like Illinois.
Illinois is an equitable distribution state, which means that marital assets are not equally distributed between spouses. Rather than dividing everything 50/50, the judge looks at each party’s current condition and future needs to determine what they get. Most cases are resolved with 70/30, 60/40 splits, and rarely some even give all marital property to one party.
The state of Illinois considers several factors
Continue Reading Splitting Marital Property During a Divorce

 
The Illinois Domestic Violence Act (IDVA) was enacted in 1982. It enabled protection to a greater class of persons who have been abused by a family or household member. Under the Act, survivors of domestic abuse such as “persons related by blood or marriage, persons who share or formerly shared a common dwelling, persons who have or allegedly have a child in common, persons who share or allegedly share a blood relationship through a child, and persons who have or have had a dating or engagement relationship” could now be warranted safety under the law.
With an Order of
Continue Reading When is an Order of Protection Warranted?

A life insurance policy is a safety net for your loved ones. It’s ensuring they are well taken care of when you’re not there. This policy contains the following information;
The death benefit – The amount of money to be paid when the insured person dies. It’s usually income tax-free.
The beneficiaries – These are the people who receive the death benefits. Beneficiaries don’t have to be loved ones or people close to you. You can leave part or all your death benefits to an institution or entity.
The policy term – The length of time for which the insurer
Continue Reading How to Claim a Life Insurance Policy upon a Person’s Death

 
When you’re ready to start building the home of your dreams, you’ll need to hire a contractor to do the work. But how can you be sure that the contractor you choose is reliable and trustworthy? As with most transactions, it’s important to seek advice from other people who have used their services in the past before making any hiring decisions. Here are five tips to help you vet contractors before hiring them to be confident about your choice and avoid any surprises along the way.
1) Ask for referrals
Ask people you trust for their contractor recommendations. Word
Continue Reading Tips for Hiring a Contractor

When people think of estate planning, most think of simply Wills and Trusts. However, there are other supporting documents that are just as important in making sure that your wishes upon either your passing, or your incapacitation, are followed. Some of these documents include Healthcare Power of Attorney, Property Power of Attorney, Living Wills, and HIPAA Authorizations.

HEALTHCARE POWER OF ATTORNEY

This document specifically focuses on who has the ability to make decisions regarding your healthcare if you are deemed to be incapacitated by a physician. One reason this document is incredibly important is because when someone is deemed incapacitated,
Continue Reading Supporting Documents in Your Estate Plan

How Is Child Support Calculated In Illinois
When parents get divorced or separated, their obligations towards their children do not end with the marriage. Both parents, the mother and the father, are legally required to look after their children. Most states have specific rules about how to calculate child support.
Parents can negotiate and enter into agreements without the guidance of the court. However, they still need to get the agreement approved by the court. The court makes sure the child support agreement meets its legal requirements and is fair to the child.
Child support payments ensure the child’s quality
Continue Reading How Is Child Support Calculated In Illinois

FIRST STEPS TO INITIAL ESTATE PLANNING

Estate Planning can be a confusing and overwhelming process if you do not have previous experience with it. However, it is typically a combination of some straightforward decisions.

While each situation is unique, there are some general choices to consider that can streamline the process and help you feel more prepared going into your initial consultation with an attorney to discuss documents. Some of these decisions include who you would like to be the Trustee of your Trust if you need one, who you would like to be your Executor of your Will, who
Continue Reading Starting Your Estate Plan

 
Due to increased government benefits, moratoriums on evictions, and certain government incentives to ease financial pressures in many households in 2021, total new bankruptcy filings across all chapters were 24.2% lower than in 2020.
Nonetheless, bankruptcy continues to be a complex legal proceeding involving a person or business that is unable to repay its outstanding debts.
What Are the Types of Bankruptcies?
Chapter 7: Liquidation
A Chapter 7 bankruptcy deals with cases also known as “no-asset cases” because there may not be an actual liquidation of the entire debtor’s assets. To qualify for a Chapter 7 bankruptcy, a debtor
Continue Reading Types of Bankruptcies

 
A Guide to Moving Out of Illinois State with Kids After a Divorce
 
Many things can happen after a divorce. Perhaps you want to move to a new location and begin life afresh, or you have got a new job opportunity elsewhere. No matter the reasons for the move, it is imperative to know that Illinois has stringent laws concerning relocation of children after divorce.
Relocating may not be a simple step since you need to obey the law. If you have custody of the children, relocating could mean that the other parent will spend less time with the
Continue Reading Moving Out of Illinois State with Kids After a Divorce

DIFFERENT TYPES OF TRUSTS

Estate planning can be a very overwhelming process without the assistance of an attorney. One part of what can make this process complicated is the various types of Trusts that can be utilized depending on your specific situation. While the following types of trusts are not the only ones available, they are a few that may be applicable to your situation.

MARITAL DEDUCTION TRUST

This type of trust is applicable to those who are legally married and is very common for those in that situation. This type of trust allows for assets to be transferred
Continue Reading Types of Trusts

How can you, as a consumer, protect yourself from debt collectors using unfair, deceptive, or abusive practices to collect consumer debts? This is part3 of our 3 part series on debt collection practices. Today we discuss the rules and laws in place for debt collection actions. 

In an era where accessibility is everything and various forms of communication have now emerged, it’s easy to see how consumers can be more susceptible to abusive debt collectors.

Fortunately, under the Fair Debt Collection Practices Act (FDCPA), debt collector protocols are set out on what they can and cannot do when trying to
Continue Reading Rules and Laws of Debt Collection

 
How can you, as a consumer, protect yourself from debt collectors using unfair, deceptive, or abusive practices to collect consumer debts? This is part 2 of our 3 part series on debt collection practices. Today we discuss inappropriate behavior from a debt collector.
In an era where accessibility is everything and various forms of communication have now emerged, it’s easy to see how consumers can be more susceptible to abusive debt collectors.
Fortunately, under the Fair Debt Collection Practices Act (FDCPA), debt collector protocols are set out on what they can and cannot do when trying to collect a
Continue Reading Inappropriate Behavior from a Debt Collector