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Most students pay a substantial amount toward their student loans. This can be overwhelming if the student is struggling to make ends meet. According to the Education Department, 9.7% of all student borrowers default on their loans. If you are among the ones that have defaulted on the loans, there are a few ways you can get out of debt or at least stop the penalties so that you are able to pay comfortably.
When are You Regarded to Have Defaulted on a Student Loan?
A default means you have not made payment as you had agreed when making a
Continue Reading How Do I Recover From a Defaulted Student Loan?

Changing one’s name can be a significant decision and is often done for various reasons such as marriage, divorce, or personal preference. In the state of Illinois, the process of legally changing your name can be different for adults and minors. This article will outline the steps, legal actions, and estimated costs for both adults and minors to change their names in Illinois.
Adult Name Change
In Illinois, adults can change their name through a legal process known as a petition for a name change. This process can be done by filing a petition in the circuit court of the
Continue Reading Names Changes in Illinois: Adult vs a Minor

 
Having a pet is a big responsibility, and one of the most important things you can do to ensure your pet is cared for in the event of your death is to create a pet trust. A pet trust allows you to provide for the lifetime care of your beloved pet while providing legal protection for the person caring for your pet. JTLG, LLC can help you understand the ins and outs of a pet trust and provide you with the resources you need to create one. This blog post will explain what a pet trust is, why you
Continue Reading What is a Pet Trust?

If you feel that your safety or that of your loved ones is in danger, an order of protection can help ensure your safety. This court order prohibits a specific individual from contacting or harming those protected by the order.
It also provides several protective reliefs, including removing lawfully owned guns from the residence, including new parties, and basic home use. But what is the process of obtaining an order of protection in Illinois? This post discusses what you should know about filing for an order of protection in Illinois.
What is an Order of Protection?
Generally, an order of
Continue Reading How to Obtain an Order of Protection in Illinois

How Filing for Bankruptcy Can Affect Your Beneficiaries in Illinois
Are you accumulating more debts than you can pay? Bankruptcy is an effective way to re-strategize your finances and get creditors off your back. It offers individuals and businesses relief from some or all debts, depending on the type of Bankruptcy. The automatic stay stops creditors from harassing you through letters and phone calls, eliminates unsecured debts, and halts foreclosure and repossessions.
Declaring Bankruptcy can be stressful, considering its negative impact on certain aspects of your life and that of your beneficiaries. An experienced bankruptcy attorney can help you determine
Continue Reading How Filing for Bankruptcy Can Affect Your Beneficiaries in Illinois

 
When it comes to divorce, you can always count on some sort of conflict. If your divorce has been contested (meaning you and your spouse disagree over important issues, such as custody of your children or how to split property), you can also count on the divorce process taking longer and costing more than it would if the divorce was amicable.
However, there are some legal processes that must take place during a contested divorce in order to ensure the process runs smoothly, fairly, and legally. These legal processes can include the following, among others.
How Long Will It
Continue Reading Contested Divorce: What to Expect in Illinois

A first DUI charge may sound simple, and you may want to represent yourself, thinking it may be reduced to a misdemeanor with no or minimal chances of jail time. Unfortunately, most drunk driving charges are complicated, and you may not be able to handle them alone. There is a civil and criminal side to a DUI, and a public defender cannot handle the civil side of the case. This can result in the suspicion of your license, affecting your daily operations.
If you’ve been charged with a first DUI, you may be wondering whether you should hire a DUI
Continue Reading Protect Your Rights with a DUI Attorney on Your First DUI

The police are the law enforcement officers mandated to investigate all alleged offenses. They aim to collect sufficient evidence compelling enough for the prosecutor to use in a court of law. When the police ask you to make a statement, issue subpoenas to obtain specific documents, conduct a search, or summon you for questioning, you have not yet been charged in a court of law.

Generally, people believe they should wait until the prosecutor formally charges them in a court of law before hiring a lawyer. This may be too late in many cases. Many people also believe that admitting
Continue Reading Why You Should Hire a Lawyer for Police Questioning?

Having a bank initiate the legal process of taking possession of your property through foreclosure – in Illinois or any other state is understandably worrisome. However, by undertaking “loss mitigation” for your foreclosure case: devising a plan for keeping your home, or perhaps giving it up, yet avoiding liability, you may improve the outcome.
The foreclosure process can take some months, and you can remain in your home during this period. A sound defense administered by an experienced attorney may extend this time, and in some cases could result in the Court denying the bank’s foreclosure lawsuit altogether.
Potential actions
Continue Reading Know Your Options When Facing a Foreclosure in Illinois

Postnuptial agreements are relatively new in the legal field, but they are just as powerful as pre-nuptial agreements. Like prenuptial agreements, post-nuptials, post-marital agreements or postnups, as they are also called, outline the ownership of assets in the event of a divorce, among other functions. They also spare spouses costly divorce settlements and bring a sense of calm in otherwise trying times.
Elements of a Postnuptial Agreement 
Illinois law dictates that a couple’s assets must be divided equitably based on certain factors like;

  • How long was the couple married
  • The value of the assets
  • Tax implications
  • Whether spousal support


Continue Reading What is the Role of a Post Nuptial Agreement in Illinois?

 
The Federal Arbitration Act enacted in 1952 allows businesses to settle disputes in arbitration. Unfortunately, some car dealerships have expanded to mandatory arbitration agreements when selling new or used cars and financing contracts. They expect buyers to  sign the contracts to settle future disputes.
If you are planning to buy a car in Illinois, it is important to do due diligence and understand the terms and conditions before you proceed. You should know whether or not you must sign an arbitration agreement. This can help you make informed decisions.
If you have issues with the dealership concerning the arbitration
Continue Reading Arbitration Agreement: What is it and Must You Sign One When Purchasing a Car in Illinois?

 
A last will and testament is an integral part of an estate plan. It is a legal document to outline your wishes for how you want to have your property distributed after death. It is important to follow the specific rules for executing a will in Illinois to avoid any challenges to your will upon death. Certain individuals may challenge the contents of a will in probate court to have a Judge or jury decide the ultimate distribution of estate assets. Here is how an individual may contest the validity of a will in Illinois:
Who Can Contest a
Continue Reading How to Contest a Will in Illinois

Prenup Agreements in Illinois—Everything You Need to Know
If you’re in the process of getting married and your future spouse has substantial assets to protect, you may be considering a prenuptial agreement.  But what are these agreements? What makes them so helpful, and how can they protect your marriage?
Here’s everything you need to know about prenups in Illinois before signing one or if your partner brings up the idea with you.
What Is a Prenuptial Agreement?
A prenuptial agreement is a contract entered into by an unmarried couple before marriage. These agreements are utilized when one of the parties
Continue Reading Prenup Agreements in Illinois

 
Filing for bankruptcy may be a strong tool to reset your financial position and get creditors off your back if you’re drowning in debt. It prevents creditors from using any further collection efforts, such as phone calls, garnishments, lawsuits, mailings, etc. Many debts, such as medical expenses, credit card payments, personal loans, and more, may be discharged in bankruptcy.
If your financial situation is dire, bankruptcy may be possible, albeit you must meet certain requirements. To get out of debt, you need to satisfy certain requirements; if you don’t, you may need to look into other options.
SEEK TO
Continue Reading What Should I Do About My Debt If I Can’t File for Bankruptcy?

 
The process of divorce can be complicated. If you are considering divorce or have already begun the process, you likely have many questions about the next steps and what to expect. One issue that often arises in divorce cases is hidden assets. In other words, one spouse may hide money or valuable assets from the other. This blog will explain how couples can find hidden assets during divorce and how they should go about detecting them.
Hidden Assets
The hidden assets can take many forms. They are assets that are not reported or disclosed. It’s a common practice for
Continue Reading Tips for Finding Hidden Assets in a Divorce?

You have recently commissioned the construction or remodeling of a home or business. Nearing the end of the work something goes wrong and it results in a lack of payment to your contractors. Perhaps something was not made to spec and you need it done right before final payment. Perhaps you have paid in full, but your contractor is asking for more than you agreed to.
As a result of this payment dispute, your contractor filed a mechanics lien against your property. What does it mean, and what should you do about it? That is what we’re here to answer
Continue Reading My Contractor Filed a Mechanics Lien. What Should I Do?