Landmark American Insurance
Co. v. SCD Memorial Place II, L.L. C., No. 20-20389 (5th Cir.
Feb. 3, 2022), involves whether an insurance policy covered flood-related
damage sustained by a building during Hurricane Harvey. The district court determined that the policy
provided coverage and granted summary judgment in favor of the insured. The Fifth
Circuit Court of Appeals reversed, adopting a narrower view of the policy
A difference of opinion arose between the insured and insurer on what types of perils the policy was designed to cover. The insured took the broad view, arguing windstorm coverage encompassed damage from flooding,
Continue Reading Fifth Circuit Applies Narrow Interpretation of Policy to Limit Coverage for Hurricane Harvey Loss