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A federal court has found that the insurer of a non-profit is not liable for a $67,097,998 judgment awarded against its insured for a fatal 2017 apartment fire in Oakland, California, due to the insured’s failure to disclose that it was the landlord of the apartment building on its insurance application, rendering the policy void ab initio. Atain Specialty Insurance Company v. Dignity Housing West, Inc., No. 19-CV-07296-LB, 2020 WL 7868127 *1 (N.D. Cal. Dec. 29, 2020). 

The insured operated the 43-unit apartment building at 2551 San Pablo Avenue in Oakland, California as the “master tenant and landlord” in charge of all building maintenance. Id. However, the lawsuits

Continue Reading California Federal Court Finds No Coverage In Fire Coverage Row Where Insured Made Material Misrepresentations on Policy Application