In 2013, Missouri enacted Section § 303.390 also known as the “No Pay, No Play” law. This law prohibits uninsured motorists from collecting damages for non-economic losses when involved in a motor vehicle accident. In other words, an uninsured driver can still recover damages for property losses, medical bills, and lost wages against the at-fault party but is otherwise barred from obtaining damages for pain and suffering. Under the law, those damages are “waived” by the Plaintiff for failing to have liability insurance while operating a motor vehicle. This law can be all the more painful to a Plaintiff at
