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The increased reports of cyber-attacks, either for ransom or other mischief, induced many insurance companies to offer cyber liability insurance policies to protect businesses from liability as result of unauthorized hacks or information disclosures, and some even provide insurance coverage for cyber ransom. Cyber liability insurance is not difficult to find, as it is offered by most major insurance companies, but the type of insurance and protections afforded vary substantially, as do the premiums. Every business owner should look into the option of acquiring cyber liability insurance to protect its business and as many businesses are now requiring cyber liability

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