If you were hurt in a slip and fall accident, you might innocently assume the property owner’s insurance company will take responsibility for your injuries. Unfortunately, insurers often look for ways to avoid paying fair compensation, even by blaming you for causing your own accident.
This tactic can make a stressful situation even more challenging, but it is important to know your rights. If you are facing this situation, speak with a Palatine, IL personal injury attorney about your legal options and how to protect your claim.
Can the Insurance Company Reduce or Deny My Compensation by Blaming Me?
Illinois follows a compensation model called modified comparative negligence, found in 735 ILCS 5/2-1116. Under this rule, the amount of money you can recover is reduced by your percentage of fault for the accident. If you are found to be more than 50 percent at fault, you cannot recover any compensation at all.