Having uninsured/underinsured motorist coverage is always important, but it may be even more important during the winter months when auto accidents are more likely to occur. More than 70 percent of the nation’s roadways are located in regions that receive more than five inches of snow each year. When snow falls and ice freezes on the roads, friction and vehicle maneuverability increase the risk of automobile accidents.
Visibility is also reduced during heavy snow and sleet, making accidents more likely. Each year, about a quarter of all weather-related vehicle collisions occur when snow and ice are on the roads. More than 1,300 people are killed annually in snowy or icy road conditions, with another nearly 117,000 injured.
If you have been involved in an accident on a snowy or icy road, you may wonder whether the other driver’s insurance will cover your damages or whether you will be stuck with the costs of your injuries, lost wages, pain and suffering, and damage to your vehicle. This may come down to whether you carry uninsured/underinsured motorist coverage on your own insurance. Speaking to an experienced Plainfield, IL auto accident lawyer from Flaherty Law, LLC.