Worldwide, neck pain affects approximately 203 million people, which is expected to grow to 269 million by 2050 [1]. According to Dignity Health, the most common cause of neck injuries is trauma, such as a motor vehicle accident or sports injury [2].
When you contact an experienced car accident attorney about your personal injury case, we will use a pain and suffering calculator to identify a fair settlement, which will guide our negotiations with the insurance company.
What is a Settlement Calculator?
A settlement calculator is used to estimate the potential settlement value of neck or spinal cord injuries.
However, this is not a guarantee and is only based on the average settlement amount for a back or neck injury; your compensation depends on your specific case and the insurance policy limits involved.
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Factors Considered in a Neck Injury Settlement Calculation
Numerous factors are used to calculate pain and suffering damages in personal injury cases, including elements like future medical costs. A neck injury lawyer from our firm will utilize this number to push for the highest settlement possible in your accident claim.
The Severity of the Personal Injury Claim
One of the most crucial elements of personal injury settlements is the severity of your disability from the car accident. More severe injuries typically receive more, while minor injuries like soft tissue injuries do not require extensive medical treatment.
The national average settlement for back and neck injuries is over $900,000. More severe injuries, such as paraplegia from a neck injury, receive an average of over $13 million.
A car accident victim with a whiplash injury may receive only $10,000 to $20,000. However, whiplash injuries can cause chronic pain that lasts long after the accident occurs, and this may increase the settlement amount.
It is critical to work with experienced personal injury attorneys to calculate the severity of the car accident injury. We will partner with medical professionals who can provide their impartial testimony about your potential medical improvement after a car crash.
Medical Expenses
Medical bills are a hard financial cost that will be included in personal injury lawsuits for a car accident or fall accident. This includes doctor visits, surgeries, physical therapy, occupational therapy, mobility devices, and medication.
Your personal injury lawyer will also work with doctors to consider your future medical care, which will help to determine how much compensation you can receive. We aim to ensure you receive fair compensation that helps you return to a new normal after an auto accident or occupational injury, including what you may need after settlements are completed.
Lost Wages and Earning Capacity
The time you spend off work contributes to the settlement you can receive after car accidents. You will typically get a portion of your lost income as part of your neck or back injury settlement amount.
Our Chicago personal injury law firm will consult with medical professionals to consider your future earning capacity and how it may have been impacted by the truck or workplace accident.
Pain and Suffering Damages
Non-economic damages like physical pain and emotional pain are more difficult to quantify than medical care for physical injuries, which usually come with clear financial costs like medical bills. These types of damages are meant to compensate you for the accident’s inconvenience, stress, and pain rather than specific medical costs.
When calculating pain and suffering for a personal injury lawsuit, we consider how your life has changed after the accident. For example, if you can no longer care for your loved ones due to partial paralysis or you are unable to engage in your hobbies, we will use this to push for greater compensation.
It’s important to note that, unlike compensation for physical injury, which is tax-free, pain and emotional distress damages are taxed. Your lawyer will consider this when using the pain and suffering calculator, ensuring your accident claim will not adversely impact your tax filing status.
Other Factors
Other factors, such as medical expenses, lost income, and pain and suffering, may contribute to a fair settlement.
In cases with clear-cut liability, the insurance company may be more willing to negotiate for a decent settlement amount, as they know they would likely lose a court case.
An injured person’s age and occupation also determine whether they can receive more or less than the average settlement amount. Minors, for example, may receive more, as they will have more medical needs. However, victims may also receive more if they have significant lost wages or their injury seriously hampers their future earning potential.
The amount of insurance coverage available from the at-fault party is often a major limiting factor in how much you may receive unless the case goes to court. If the responsible party has to pay out-of-pocket, less will be available.
Finally, other costs like property damage will make up a portion of the settlement. If you had a newer car that was completely totaled, you’d receive more than an older-model car that was only lightly damaged.
What a Lawyer Can Do for Your Neck Injury Claim
A lawyer is a crucial ally when negotiating with an insurance company, making it essential that you contact us for a free consultation as soon as possible after you leave the accident scene. We can guide you through every step of the negotiation and lawsuit process, including identifying what potential damages you are eligible for.
Accuracy and Thoroughness of the Calculation
Having worked on hundreds of neck and back injury cases, we’re highly familiar with the average settlement for injuries like yours, including what types of medical needs victims may have in the future. We will ensure that all facets of your accident are included in our demand letter, particularly your future costs and how the accident has impacted your everyday life.
Negotiating with Insurance Companies
Insurance companies seek to minimize their expenses by undervaluing an accident victim’s claim, so you must seek legal advice before accepting any offer from the insurance provider.
As we are familiar with the insurance company’s tactics and the true value of your claim, we can counter lowball offers with fair demands based on impartial evidence from various sources, including medical reports, expert testimony, police reports, and witness statements.
Additionally, the insurance provider may attempt to delay negotiations until the statute of limitations has passed. We will push them to respond quickly, ensuring we have time to file a lawsuit if necessary.
Protecting Your Rights and Interests
We understand your primary focus is recovering when you are dealing with significant pain and suffering. As such, our firm works to minimize the stress of the legal process by protecting your rights throughout.
Rosenfeld Injury Lawyers will advocate for you and handle all third-party communications, remaining responsive to your preferences. We will use our experience with negotiation to protect your interests and ensure you are treated fairly by all parties involved in the case.
Reach Out to an Experienced Personal Injury Attorney
Whether you have been harmed in a car accident, at work, or from a slip and fall injury, Rosenfeld Injury Lawyers works tirelessly to protect your interests and help you receive the highest settlement amount possible. We have recovered millions in damages for our clients and work on a contingency fee basis, meaning you owe us nothing unless we win your case.
To schedule your free consultation with a Chicago neck and back injury attorney, call (888) 424-5757 or use our online contact form.
References: [1] Institute for Health Metrics and Evaluation, [2] Dignity Health