IL injury lawyerBeing involved in a car accident is stressful enough as it is, but it can be even more distressing if you discover that the other driver is uninsured. In Illinois, drivers are required to have auto insurance to cover damages in the event of an accident. However, accidents involving uninsured motorists do occur, leaving victims concerned that they will need to cover all accident-related expenses on their own. If this has happened to you, speak with an experienced Bloomingdale, IL personal injury attorney who can explain your options and help you navigate the process of recovering damages.

How Does Uninsured Motorist Coverage Work?

Uninsured motorist coverage (UM) is designed to protect people who are involved in accidents with drivers who do not have insurance. This coverage typically helps pay for medical costs, any lost income, and other damages resulting from the accident. UM coverage is optional in Illinois, but many insurance policies automatically include it unless the policyholder specifically opts out.