Accidents are a part of life: bicycle collisions; car accidents; auto accidents; slip and fall incidents; and many more. We take it for granted that we might get hurt when we leave the home or even inside the home from faulty toys, tools, home goods, or home building. However, you may not have to take it on the chin.
You may be able to obtain personal injury damages if you can make a negligence claim in a personal injury lawsuit. To recover damages in injury cases, the legal standards holds that the plaintiff must show the defendants failed to exercise reasonable care or otherwise do what a reasonably prudent person would have.
Then under the law and legal principle in a negligence case you can hold the other person or defendant liable or even insurance companies for your actual damages including personal injuries, medical bills, property damage, pain, suffering, and financial loss.